USDA HOME LOAN PROGRAM
Buying a home in a rural area?

FHA123.com can assist you and your family in purchasing a home under the USDA home loan program. We know what is important to you. Our experienced mortgage experts are ready to work with you on a new USDA purchase loan.

What is the USDA?

USDA has been helping rural Americans become homeowners since 1949. It has invested well over $54 billion helping people buy or build their own homes. USDA Rural Development's Direct Homeownership Loan Program offers new home loans to lower income individuals who are unable to obtain credit elsewhere. These loan programs offer LOW interest rates and no down payment. The USDA Guaranteed Loan is a government-insured 100% purchase loan.

USDA Eligibility

• To be eligible, applicants must have adequate and dependable income.
• There are income limits depending upon your area.
• You can finance 100% of the home purchase.
• You must be a U.S. citizen, qualified alien, or be legally admitted to the United States for permanent residence.

Home Ownership Is Just A Click Away!

You need a USDA loan that’s best for you, as well as the right advice. It’s an important decision for you, we know. The experienced mortgage professionals at FHA123.com will work with you. To get approved, apply online. It is as easy as 1-2-3.