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Home Ownership Is Just A Step Away
You need a home FHA home purchase loan that’s best for you and the right advice. It’s an important decision for you, we know. The experienced FHA mortgage professionals at FHA123.com will work with you every step of the way.
FHA Mortgage for Homeowners
Purchasing a home is an important part of life's financial achievement and for some, it is even a dream come true. At FHA123.com we understand the importance of this decision and it is our goal to make your transition into a home enjoyable. We will do our best to ensure that getting you into your new home is a pleasant experience.
FIRST STEPS TO FIRST TIME HOME OWNERSHIP
When you begin to consider purchasing a home, it is important that you follow a few simple steps to ensure that the process runs smoothly.
The first thing you should do is get pre- approved. FHA123.com can help you. This is a important step and will let you know what type of home you can afford based on your monthly income and expenses. The peace of mind that comes with knowing that your mortgage loan and credit report have been approved will allow you to shop for your new home with confidence.
Buying a home with a FHA loan
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- When you get pre-approved through FHA123.com, you have buying power! You will have an advantage over other buyers in the market. We can work directly with you and your licensed realtor.
- Start your search for home, when you find a home and are ready to make an offer, the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.
- After your offer is accepted, you can meet with an attorney to start the legal review process.
- Then the next step is going thru the final mortgage application process, which involves the processing of your mortgage all the way to closing.
FHA for First-Time-Home-Buyers
A FHA mortgage makes owning your own home possible, by making it easier to get approved for a FHA loan, which is less difficult than obtaining a traditional loan. The FHA began to help promote first time homebuyers purchase their first home, which is very rewarding.
KEY BENEFITS TO A FHA MORTGAGE
- Minimum down payment of 3.5 %.
- Your down payment can be gifted to you.
- Easy credit qualifying.
- Low fixed rates available
- A FHA loan allows seller concessions for closing cost up to 6% of your home purchase price. The closing costs can be financed into the loan.
- Several Property types eligible, includes 1 - 4 units, approved FHA condos, town homes, modular homes, and manufactured homes.
- Chapter 7 and 13 bankruptcies are allowed as long as certain stipulations are met.
Get Started Today, apply online it is as easy as 1-2-3. |
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