FHA STREAMLINE REFINANCE
It’s as easy as 1-2-3.

This quick, low-cost refinance will provide you with more money each month.

A FHA streamline refinance is the solution if you already have an existing FHA loan. We know what is important to you. Our experienced mortgage experts are ready to work with you on a new FHA loan. The benefit of streamline refinance is immediate monthly savings. By lowering your current interest rate, you would have more money in your pocket every month. You could save hundreds of dollars monthly, thousands of dollars annually and over the life of your loan. Low fixed rates available.

APPLY ONLINE!

FHA STREAMLINE REFINANCE FACTS

• NO income verification.
• NO appraisal required.
• NO upfront out of pocket cost.
• If you’re employed or unemployed, we can help!
• If you have either low or high credit scores, we can help!
• No income documentation means less paperwork.
• We can apply any MIP refunds due to you at closing.
• Jumbo loans and 1 to 4 unit primary resident property’s qualify.
• You can streamline to a lower term mortgage
  (ex. go from a 30-year to a 20- or 15-year mortgage, your payment may go up)

HOW DOES A STREAMLINE WORK?

FHA has permitted streamline refinances on insured mortgages since the early 1980s. The "streamline" refers only to the amount of documentation and underwriting that needs to be performed by the lender and does not mean that there are no costs involved in the transaction. The basic requirements of a streamline refinance are:

• The mortgage to be refinanced must already be FHA insured.
• The mortgage to be refinanced should be current (not delinquent).
• The results of the refinance are to lower the principal and interest payment only.
• No cash may be taken out of the mortgage.
• The new loan cannot exceed the original loan amount.

PROCESSING OF YOUR STREAMLINE LOAN

We have professional and experienced staff in our processing department ready to serve you. To close your loan quickly and efficiently we will need these standard documents (copies only):

1. Original mortgage note.
2. Valid identifications for all borrowers.
3. Home owners insurance declarations page.

FHA123.com is your trusted source for streamline refinancing your home. We offer expert guidance, fast and efficient processing of your new FHA loan for refinancing your home. Start saving today. To get approved apply online. It is as easy as 1-2-3.