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  FHA Streamline Refinance Loans

It’s as easy as 1-2-3.

An FHA streamline refinance is the solution if you already have an existing FHA loan. This quick, low cost refinance will provide you with more money each month.

Our experienced FHA mortgage experts are ready to work with you on a new FHA loan.  The benefit of streamline refinance is an immediate monthly savings.  By lowering your current interest rate,  you would have more money in your pocket every month.  You could save up to hundreds of dollars monthly,  thousands of dollars annually and over the life of your loan.  Low fixed rates available. APPLY ONLINE!

HOW DOES A STREAMLINE WORK ?

FHA has permitted streamline refinances on insured mortgages since the early 1980's. The "streamline" refers only to the amount of documentation and underwriting that needs to be performed by the lender,  and does not mean that there are no costs involved in the transaction.  The basic requirements of a streamline refinance are:

  • The mortgage to be refinanced must already be FHA insured.
  • The mortgage to be refinanced should be current (not delinquent).
  • The results of the refinance are to lower the principal and interest payment only.
  • No cash may be taken out of the mortgage.
  • The new loan cannot exceed the original loan amount.

TO GET STARTED, WHAT DO I NEED ?

We have professional and FHA experienced staff ready to process your FHA streamline refinance.   To close your loan quickly and efficiently we will need these standard documents to get started:

  • Original mortgage note.
  • Valid identifications for all borrowers.
  • Home owners insurance declarations page.

Start saving today, apply online - it is as easy as 1-2-3.

 

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